Ramla’s Moneyfesto Manifesto: Spend to Thrive
The world’s economic health would improve if/when our way of dealing with financial matters would improve.
The principle: keep the money loop tight, lean, short, clean—and have many rapid (enough) cycles of spending/earning.
Spend as close to home as possible, unless inspired to do otherwise, for ‘hearts are homes’. Go where your (sincere) heart is. Sell fresh, buy fresh. Repay loans the first thing—other matters must not cross your mind until you’re done with discharging your liabilities.
Do the most prudent and necessary thing first, then build up or expand outwards.
Pay laborers or employees swiftly. Understand that creators, craftspeople, and artists are worthiest of the largest share of the final price of their enterprise. Attempt to earn as locally as possible. Travel when necessary. Give to charitable causes closest to home. When near needs are met, meet the far needs. Feed the hungry, clothe the unclothed, and shelter the homeless swiftly, quickly, compassionately, and while maintaining their secret and integrity. It is not your favor upon them; rather the favor is theirs that they gave you a chance to be human. (Conversely, when you are treated well, see not the other as God but do remember, know, and acknowledge—even if secretly—who favored you. You may just need/want to return it, or testify upon another’s goodness some time.)
Share, even if a little. Do not show off your gifts. Do not consider your earning your own earning, but rather a grant of God/Life given you so you may spread God’s/Life’s favor. Encourage prudence over exuberance in others lest their habits be twisted. Advise another to first meet their obligations; following which, they must pursue what they can possibly do; following which, they may consider something deemed impossible or extraordinary. (Exceptionally, dreamers finance their dreams through extraordinary methods. However, their energy, if not their pocket, is free enough to work on their dream and they have committed effort to it.)
Use money to create value, after fulfilling obligations. Meet others’ obligations for them and remove their burdens if they cannot do it for themselves—set more and more (animal and human) necks free. Loan prudently and not lavishly, and with accountability, lest you be come to seen as easy money. Whoever’s money it is, deal with it prudently and with extreme care. Do not spend on but the most necessary things of survival if you have a loan upon your neck, until the loan is repaid. Spend on health before sickness. Use money to cherish and upkeep your gifts.
Do not tax objects unnecessarily such that they may be exhausted too quick and may need expenditure that could be saved. If something is broken, fix it quickly lest repairs become costly. Scrap the very broken. Repair, beautify, add value, cherish.
Be grateful. Covet not more. Praise what good others have so they may be content with their lots. Encourage prosperity of hearts.
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Such practices reduce sickness from the social system, and lead to richness and prosperity.
This much is enough for now. Amen!
Ramla
Originally published on Facebook. Nov 2012. Published here: May 1, 2013.
Image: ‘Ancient Olive Tree‘ by Valerie Ornstein. Used without permission.
